Let me encourage you to consider a short-term missions ministry trip. But plan to go to an area where life is hard for the folks who live there. Plan to encounter a really strong case of culture shock. Jesus said to "Go", so that part is a no-brainer. If he said to "Go", then the money part is easy. Your part is to obey the call to go. Your part is the simple decision to go. Then start looking for opportunities. Many local churches support missions and missionaries in various places around the planet. So finding an opportunity won't be hard. If it changed my life, it will change your life. Go with a servant's heart, because missions is all about service.
Finally, Harvest Celebration Ministries was conceived of and birthed as a result of my initial visits to India. God has opened doors many times in India, Honduras, and Guatemala. We've only just begun!